Saving Together, Growing Together!

The first digital platform for community savings and lending groups in Tajikistan. Transparent, secure, and completely online.

Join the Waitlist
14 groups already on the waitlist
The app

Your group, in your pocket.

Receive your contributions
Pay for shared expenses
10% yield on your money
Dona home screen: your card, your groups, recent activity
The problem
Cash by hand. Five notebooks. The money in one person's account. Error-prone. Non-transparent. Slow.
Today With Dona
Cash, hand to hand Top-ups in the app
Five separate notebooks Tracking, automatic
Monthly reconciliation meetings Real-time balance, 24/7
The director keeps the cash Funds in a regulated bank
Nobody sees the full picture Every member sees everything

Two ways to save together

Savings Groups

Build and grow a shared fund for your group's goals.

  • Monthly contributions from all members
  • Maintenance, repairs, emergencies
  • Watch the balance grow in real time
Best for: apartment buildings, villages, neighbours

Lending Groups

Help each other and earn together.

  • Lend to any member, for any need
  • The group sets who, and on what terms
  • Interest stays inside the group
Best for: colleagues, close friends, family circles
For every group

Built for every group
with a shared goal.

Fund of Home ADMIN
GROUP BALANCE
87 500TJS

Apartment Building Funds

Neighbours · 20–100 members

Cleaning, the elevator, capital repairs. Every family sees every transaction.

Group from workMEMBER
GROUP BALANCE
32 000TJS

Colleague Lending Groups

Co-workers · 10–30 members

Mutual loans for medicine, study, emergencies. The group sets the rate.

Family Saving groupADMIN
GROUP BALANCE
15 000TJS

Family Savings Circles

Relatives · 5–20 members

Weddings, property, education. Watch the fund grow while you sleep.

Features

Built for groups.
Simple by design.

Create a group

Name it, set the rules, invite by phone or QR. Takes 30 seconds.

Track contributions

Every balance, updated live. No spreadsheets, no notebooks.

A Dona group: balance, approvals, members

Decide together

The director approves loans and expenses. Every decision is recorded.

Grow the fund

Your group's fund earns interest collectively, for everyone.

Why groups choose Dona

100% transparency

Every contribution visible to every member, in real time.

Zero paperwork

Tracking, reports and payouts, all automatic.

No cash risk

Nobody keeps the money at home. It sits in the bank.

Hear from our members

Trusted by communities across Tajikistan.

“Finally I can see exactly what happened to my contributions. No more arguments at meetings.”

MalikaApartment fund member, Dushanbe

“We used to chase people for payments every month. Now everyone gets a notification and pays themselves.”

AnvarApartment fund manager, Khujand

“I borrowed from our work group last year and repaid in 3 months. The whole thing was done in the app.”

FaridaLending group member
Getting started

It takes minutes.
Create your first group today.

01

Create your group

Invite members by phone number.

02

Set the rules

Group type and monthly amount.

03

Confirm contributions

Members confirm their share in the app.

04

Track and use funds

Spend or lend when the group decides.

Be first.

We'll text you when the app is ready. No spam.

Available soon on iOS & Android
FAQs

Got questions?
Here are the answers.

Still stuck? Write to us on Telegram.

Is my money safe with Dona?

Group funds sit in a regulated bank account, never in one person's pocket and never as cash at home. Every movement is visible to every member.

Do I need a bank account to join?

No. Join with your phone number and top up from any card.

How does a lending group work?

Members contribute monthly. When someone needs a loan they request it in the app, and the group decides who receives it and on what terms. The interest stays inside the group.

What if someone doesn't pay their share?

Everyone can see who has paid, so nobody has to chase anyone. Reminders are automatic, and the group sets its own rules for what happens next.

Is Dona available now?

Not yet. We launch in Q2 2026 on iOS and Android.

Is Dona free to use?

Creating a group and tracking contributions is free. Full pricing before launch, with no hidden fees.